Mommies Magazine

Top 5 Missed Tax Deductions

Posted on 05. Jan, 2009 by reviews.

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By Kristine McKinley
How many times have you done your taxes, and a week or a month later realized you forgot a deduction? The tax law is very complicated, so it’s easy to miss a deduction or two. In my experience, these are the top 5 missed deductions.
1. Non-Cash Donations
Did you clean out your [...]

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Roth IRA or 401K – Which is Better?

Posted on 29. Dec, 2008 by reviews.

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By Kristine McKinley
Q: I am trying to decide if opening and contributing to a Roth IRA would be a better option than contributing over and above what my company matches in my 401K.

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Five Steps to a Comfortable Retirement – Without Winning the Lottery!

Posted on 22. Dec, 2008 by reviews.

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By Kristine McKinley
You’ve probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied “I’ve been retired for about four days now” when asked what he would do with his winnings. His response did not surprise me; I’m sure my reaction would be [...]

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Retirement Plans for Solo Entrepreneurs

Posted on 15. Dec, 2008 by reviews.

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By Kristine McKinley
Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you?

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Juggling Retirement and College Savings

Posted on 08. Dec, 2008 by reviews.

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By Kristine McKinley
Most parents want to pay for their children’s college education, or at the very least help pay for college. While it would be great for your children to be able to start like after college without student loans to pay off, the cost to parents may be too high.

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Maximize Your Cash Flow

Posted on 03. Nov, 2008 by reviews.

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By Kristine McKinley
You’ve heard it a million times – cash flow can make or break a business. The same can be said of your personal finances. Without adequate cash flow, you may not be able to pay your bills, do the things that bring you the most joy and satisfaction, or reach important [...]

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Holiday Spending Tips – Ten Ways to Keep from Having a Holiday Spending Hangover

Posted on 27. Oct, 2008 by reviews.

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By Kristine McKinley
Ah the holidays… a time for parties, over eating, and over spending. Americans routinely overspend during the holidays, often resulting in increasing credit card debt to go along with that increasing waistline from too much pumpkin pie.